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Welcome, and thanks for stopping by!
If you are looking for homes for sale in Coeur d'Alene and North Idaho, you've come to the right place! Be sure to click on the TABS and LINKS at the left to discover more about magnificent North Idaho. Don't hesitate to call me anytime if you have additional questions or concerns.
Buyers, economists, television reporters and various publications are trying to forecast the future  of the real estate market. Right now, it's so hard to say if real estate values have hit bottom or not. But we DO know that it is more important than ever to have AS MUCH INFORMATION as possible as we go forward in this crazy market. Knowledge is Power!
What many buyers don't realize is that they may have the same monthly payment for a home after waiting, even if prices drop and they can eventually buy it for less. For example: If a buyer bought a home today with a loan amount of $190,000 at 6%, the principle and interest monthly payment would be$1,139. Paying less in a few months and lowering the loan to $190,000 at 6.5% would give you a payment of $1,139. Exactly the same payment.
The unknown factor is: what will rates do? Since the beginning of the year rates have dropped 5%, then come back 5% then gone up 5% and then dropped 6%... It's CRITICAL that you are working with a savvy lender to know when or if you should lock in a rate. It will make a difference in your payment and even whether or not you can qualify for your mortgage. Buying now at a lower interest rate may cost you less than if the price drops further but interest rates rise.
 SELLERS - I place your property on over 40 real estate websites and search engines! The buyer for your property could be anywhere in the WORLD! Let's go get him! It won't cost you a penny more for world class marketing, why settle for less?
BUYERS - I will help you through the home buying process 100% free of costs, obligation, or pressure! A listing agent works for the Seller, as your Buyer's Agent I will be looking out for only YOUR interests, getting YOU every possible advantage!
Both buyers and sellers benefit from my competency in the traditional residential resale market, as well as expertise in two specialty areas. I have advanced training and success that benefits buyers involved in the process of new home construction, and also in the marketing of upper-tier homes and estates. I continue to take advantage of educational opportunities that enhance my ability to provide world-class service to my clients. I am proud to have achieved the following professional designations:
GRI Graduate, Realtor Institute Realtors who hold the GRI designation have taken at least 90 credit hours of specialized real estate education and are up to date on the latest real estate trends and issues. They have dedicated their time and resources on extensive real estate education to bring you quality service. The designation is awarded by the state association to members of the National Association of Realtors who subscribe to their Code of Ethics. Designees must maintain that membership to retain the designation.
CLHMS Certified Luxury Home Marketing Specialist - Million Dollar Guild Status, Awarded by The Institute for Luxury Home Marketing. Members of The Institute have undergone training in analyzing the luxury home market, providing quality service and achieving effective results in the high-end residential market. Members of The Institute who have been awarded the Certified Luxury Home Marketing Specialist designation have successfully demonstrated their expertise in the luxury home and estate market by meeting strict performance requirements. Million Dollar Guild members are specialists who have met production requirements and have certified success in the million-dollar and above market. Your exceptional property demands an exceptional professional. Guild Members have established their expertise and abilities in helping buy or sell the world's most exclusive residential homes and estates.
CSP Certified New Home Sales Professional The CSP designation is a must-have credential required by many builders for their sales staff. It is a professional-level designation for those who specify in new home sales. The CSP designation is earned through an industry-recognized program through the National Association of Home Builders. The comprehensive program provides in-depth knowledge of the home building process and teaches skills to provide exceptional customer service to the builders and purchasers of newly constructed homes.
CNS Certified Negotiation Specialist The Certified Negotiation Specialist (CNS™) designation is awarded to agents who have successfully completed specialized training in contract negotiations. I have earned the Certified Negotiation Specialist designation to help negotiate the best possible price and terms for my clients when buying and selling a home. Research shows that those with the knowledge and training to conduct skilled negotions will will deliver a smoother transaction and provide thier clients with increased value.
Some words of recommendation ~
RULON STACEY - Janna brings a level of diversification that really separates her from the rest. She has demonstrated an extraordinary ability in everything from buying to selling. At every step of the process she is there to help you and guide you through the challenges that always come up. And, she is able to do this while keeping her infectious positive attitude. When you interact with Janna, you will not only get first class service, but you will always leave feeling better for the interaction. You really can't go wrong working with Janna.
A few more things you should know about me ~
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I am a full time, FULL SERVICE professional with a remarkable record of success for my clients.
I am not a "salesperson." I am your consultant, your advocate, and a tough negotiator for you.
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I understand the importance of managing both relationships and details. I have standards in place to ensure timely and regular two-way communication with my clients.
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I am committed to the ethical principles of the practice of real estate, resulting in better risk management for you.
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I know how to recognize warning signs to anticipate potential problems in advance and take steps to resolve them before they turn into a crisis.
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I offer a variable rate commission structure which creates a real Win/Win situation for my Sellers.
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I offer Buyer's representation 100% FREE of all costs to you.
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NOT ALL REALTORS ARE CREATED EQUAL!
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The smarter I work, the luckier you get. Give me a call TODAY so I can get to work for YOU!
    
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